Payment options
Cherry financing: get care now, pay over time.
Let your money go further and take better control of your cash flow with smaller, manageable monthly installments.
How Cherry works
Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.
These are examples only. 0% APR and other promotional rates are subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
Flexible payments for any budget
Use the payment calculator to simulate what your monthly payments could look like. During your consultation, our front desk can walk you through which plans you may qualify for and what your monthly payment could look like — no pressure, no surprises.
Good to know
Cherry financing FAQ
- Does applying affect my credit score?
- No. Cherry uses a soft credit check to determine eligibility, so applying will not impact your credit score.
- How long does approval take?
- Most patients complete the application in a couple of minutes and get a decision right away — in-office or from your phone.
- Is 0% APR available?
- Qualifying patients can access 0% APR plans. Your exact terms and APR depend on credit score and other factors, and promotional rates are subject to eligibility.
- What can I use Cherry for?
- Self-pay services such as stem cell injections, StemWave, peptide therapy, weight loss programs, hormone therapy, IV hydration and aesthetics.
- Is there a down payment?
- Some plans require a small down payment at the time of your treatment. Our front desk will confirm the amount before you schedule.
- Can I pay my plan off early?
- Yes. There are no prepayment penalties, so you can pay ahead or pay off the balance early through the Cherry patient portal.
- Can I use Cherry with my HSA or FSA?
- Yes — many patients combine Cherry with HSA/FSA funds or a card on file. Ask us and we'll help you map out the best mix.
Questions about paying over time?
Call our front desk and we'll walk you through the application and what your plan could look like before you schedule.